How Ocean Works
User Flow
Deposit USDC/USDT into Ocean
Mint OCUSD
Optional:
Stake OCUSD to earn dollar-based yield and additional $OCEAN rewards
Bridge OCUSD to partner chains (e.g. Plume, Sui) to participate in local DeFi
Hold OCUSD to earn auto-aggregated yield from a diversified basket of yield-bearing stablecoins
Yield Sources
Ocean automatically allocates user funds into:
A diversified set of yield-bearing stablecoins (e.g. sUSDe, sDAI, sUSDT), including delta-neutral and on-chain yield strategies
Local chain DeFi opportunities (e.g. Sui vaults, Plume incentives)
Ocean-native rewards in $OCEAN token
All strategy allocation is handled by Ocean's smart contract system.
Dynamic Yield Allocation
Ocean's smart allocator system performs:
Auto-routing of capital based on real-time market data
Rebalancing to optimize risk-adjusted yield
Yield aggregation across multi-chain deployments
PayFi Integration (Coming Soon)
Ocean is expanding OCUSD into real-world use cases via PayFi:
Use OCUSD for payments, and plug OCUSD into wallets, e-commerce, and point-of-sale apps
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